Benefits of the Giving
Account

  • Support the same charities you do now
  • Get just one tax receipt
  • Donate cash, stocks, private business interests and more
  • Grow your donation*

* Donations are invested and investing involves risk. The value of an invested donation will fluctuate over time and may gain or lose money.

How it works

What it costs

$5,000

initial donation

You can open a Giving Account with as little as $5,000. You don't have to maintain a minimum balance, and you can start supporting charities right away.

$100 or 0.6%*

administrative fee

This administrative fee is based on your Giving Account balance and covers our costs, like processing transactions and providing donor support. The more in your Giving Account, the lower the percentage.

*whichever is greater

0.015% to 1.11%

investment fees

These are the mutual fund fees based on how your donation is invested, just like any other account that has the potential to grow.

See what these fees could mean for you

Account balance

Administrative fee

Investment fee*

Total fees

Hypothetical investment growth**

$10,000

$100.00

$53.00

$153.00

$270.60

$100,000

$600.00

$530.00

$1,130.00

$2,706.03

$500,000

$3,000.00

$2,650.00

$5,650.00

$13,530.14


*Based on investment in the Conservative Income pool for one year. While the investment fees will vary depending on how the Giving Account balance is allocated, the administrative fee is only based on the balance itself. View all investment options
**Based on average annual one year return from the Conservative Income pool for May 31st, 2019. 
View all pool performance.

The fees in this chart are based on an average annual balance in your Giving Account for one year. If you recommend grants that reduce this amount, the balance in your Giving Account will be assessed accordingly. The administrative fee is assessed by Fidelity Charitable and covers our costs, whereas the investment fee is dependent on the underlying fund(s) in each pool.

Additional average annual returns:

Conservative income

Average annual

1 year

3 years

5 years

10 years

Conservative income
Average annual
Pool

2.45%

3.32%

2.44%

N/A1

Conservative income
Average annual
Underlying fund:

Fidelity Asset Manager 20%

3.05%

3.92%

3.04%

5.25%

1Pool created 07/01/2011, therefore historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.

Is a donor-advised fund right for me?

A donor-advised fund like the Giving Account is an easy, inexpensive way to be more strategic about your charitable giving. See for yourself.

 

Why I love my Giving Account

Still not sure if a Giving Account is right for you? Hear firsthand from a Fidelity Charitable donor about why he decided to open a donor-advised fund account and what he likes most about it.


Our Giving Strategies Newsletter

Subscribe to our monthly email newsletter for useful tax tips and strategies for smarter charitable giving.

Do more with your Giving Account

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Give your financial advisor access

If you already work with a financial advisor, you can give him or her access to your Giving Account to transact on your behalf or manage the investments in your Giving Account.

Learn about working with your advisor

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Donate a variety of assets

When you use our donor-advised fund to give to charity, you're not limited to donating just cash. You can also donate stocks, bonds, and non-publicly traded assets like private business interests.

See what you can donate

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Name a successor

Whether you want to carry on a tradition of giving with your family or simply provide ongoing support for the charities you care about, the Giving Account helps you simplify your planning. You can also include a bequest to Fidelity Charitable in your will, potentially maximizing estate tax advantages.

Learn about planning for the future

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Give the gift of giving

Share the experience of charitable giving with friends and family through a Gift4Giving® e-gift. It lets the recipient support a charity of their choice using your Giving Account. It's the perfect gift for any occasion.

Learn about Gift4Giving

Why Fidelity Charitable?

Join over 200,000 donors who choose Fidelity Charitable to make their giving simple and more effective.


25+

years in service

200,000+

donors

278,000+

charities supported

Ready to get started?

Establishing your Giving Account is easy and only takes 5 minutes.

All you need is your Social Security number and, when you're ready, a $5,000 minimum donation.

Or call us at 1-800-262-6039

Are you a financial advisor?

Do more for your clients — and your practice — by offering charitable planning services.