What it costs

The Fidelity Charitable Giving Account has one of the lowest annual fees and lowest minimum initial donation requirements of any donor-advised fund.

$5,000

initial donation

You can set up a Giving Account with as little as $5,000. You don't have to maintain a minimum balance, and you can start supporting charities right away.

$100 or 0.6%

administrative fee

This administrative fee is based on your Giving Account balance and covers our costs, like processing transactions and providing donor support. The more in your Giving Account, the lower the percentage.

*whatever is greater

0.015% to 1.11%

investment fee

These are the mutual fund fees based on how your donation is invested, just like any other account that has the potential to grow.

Administrative fee

Balances less than $5 million

First $500,000 0.60% or $100*
* Whichever is greater
Next $500,000 0.30%
Next $1,500,000 0.20%
Next $2,499,999 0.15%

Balances more than $5 million

Please contact us at 1-800-262-6039 for fees.

Investment fees

The ability for your contribution to be invested is a key benefit of a donor-advised fund. Fidelity Charitable provides a variety of investment pools to choose from, and each is subject to the varying operating and management expenses of the mutual funds that comprise each pool.

 

Investment pool expense ratios

Investment pool

Gross expense ratio

Asset allocation pools

Aggressive growth

0.73%

Growth

0.71%

Moderate growth

0.72%

Balanced

0.65%

Moderate income

0.55%

Income

0.54%

Conservative income

0.53%

Index pools

Domestic stock: total market index

0.015%

Foreign stock: international index

0.035%

Bond: U.S. bond index

0.025%

Single asset class pools

Domestic stock: U.S. equity

0.69%

Domestic stock: U.S equity access

0.49%

Foreign stock: international equity

0.97%

Foreign stock: international equity access

0.66%

Bond: fixed income

0.45%

Bond: fixed income access

0.71%

Bond: short-term fixed income access

0.36%

Money market

0.18%

Sustainable and impact investing pools

Sustainable U.S. Index

0.11%

Sustainable U.S. Index Access

0.17%

Sustainable International Index

0.20%

Environmental Impact Access

0.99%

Charitable legacy pool

Charitable legacy

0.87%

1The underlying mutual fund investment(s) of the Money Market Pool have an expense cap in place. An expense cap is a limit that Fidelity has placed on the level of the expenses borne by the fund. The cap is voluntary and indicates the maximum level of expenses (with certain exceptions) that the fund would be paying at that time. The Expense Cap may be terminated or revised at any time, which may lower the fund’s yield and return.

Ready to get started?

Establishing your Giving Account is easy and only takes 5 minutes.

All you need is your Social Security number and, when you're ready, a $5,000 minimum donation.

Or call us at 1-800-262-6039