Minimum Contributions and Fees

$5,000

initial donation

You can set up a Giving Account with as little as $5,000. You don't have to maintain a minimum balance, and you can start supporting charities right away.

$100 or 0.6%

administrative fee

This administrative fee is based on your Giving Account balance and covers our costs, like processing transactions and providing donor support. The more in your Giving Account, the lower the percentage.

*whatever is greater

0.015% to 1.07%

investment fee

These are the mutual fund fees based on how your donation is invested, just like any other account that has the potential to grow.

Is there a minimum amount I can grant to a charity?

Grants to a charity can be made for as little as $50. There's no maximum amount; the full available balance in your Giving Account can be granted out at any time.

What are the minimums and fees for corporate accounts?

Corporate Giving Accounts require a $25,000 initial donation. The annual administrative fee is 0.6% or $500, whichever is greater, and the investment fees are the same as for individuals, which range from 0.015% to 1.07%, depending on the investments you choose.

See what these fees could mean for you

Account balance	Administrative fee	Investment fee*	Total fees	Hypothetical investment growth**
$5,000 (minimum initial donation)	$100.00	$27.00	$127.00	$203.00
$10,000	$100.00	$53.00	$153.00	$405.00
$20,000	$120.00	$106.00	$226.00	$810.00
$50,000	$300.00	$265.00	$565.00	$2,025.00
$100,000	$600.00	$530.00	$1,130.00	$4,050.00
$150,000	$900.00	$795.00	$1,695.00	$6,075.00
$250,000	$1,500.00	$1,325.00	$2,825.00	$10,125.00
$500,000	$3,000.00	$2,650.00	$5,650.00	$20,250.00
$750,000	$4,500.00	$3,975.00	$8,475.00	$30,375.00
$1,000,000	$6,000.00	$5,300.00	$11,300.00	$40,500.00

*Based on investment in the Conservative Income pool for one year. While the investment fees will vary depending on how the Giving Account balance is allocated, the administrative fee is only based on the balance itself. View all investment options **Based on average annual one year return from the Conservative Income pool for December 31^th, 2016.View all pool performance

The fees in this chart are based on an average annual balance in your Giving Account for one year. If you recommend grants that reduce this amount, the balance in your Giving Account will be assessed accordingly. The administrative fee is assessed by Fidelity Charitable and covers our costs, whereas the investment fee is dependent on the underlying fund(s) in each pool. Additional average annual returns:

Conservative income Average annual	1 year	3 years	5 years	10 years
Conservative income Average annual Pool	4.05%	2.19%	3.46%	N/A¹
Conservative income Average annual Underlying fund: Fidelity Asset Manager 20%	4.70%	2.81%	4.07%	3.90%

Conservative income

Average annual

1 year

3 years

5 years

10 years

Conservative income
Average annual
Pool

4.05%

2.19%

3.46%

N/A¹

Conservative income
Average annual
Underlying fund:
Fidelity Asset Manager 20%

4.70%

2.81%

4.07%

3.90%

¹ Pool created 07/01/2011, therefore historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.

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Investment fees

The ability for your contribution to be invested is a key benefit of a donor-advised fund. Fidelity Charitable provides a variety of investment pools to choose from, and each is subject to the varying operating and management expenses of the mutual funds that comprise each pool.

Investment pool expense ratios

	Investment pool	Gross expense ratio	Net expense ratio
Asset allocation pools	Aggressive growth	0.76%	0.76%
	Growth	0.73%	0.73%
	Moderate growth	0.72%	0.72%
	Balanced	0.66%	0.66%
	Moderate income	0.55%	0.55%
	Income	0.54%	0.54%
	Conservative income	0.53%	0.53%
Index pools	Domestic stock: total market index	0.015%	0.015%¹
	Foreign stock: international index	0.05%	0.05%²
	Bond: U.S. bond index	0.03%	0.03%³
Single asset class pools	Domestic stock: U.S. equity	0.64%	0.64%
	Domestic stock: U.S equity access	0.68%	0.61%
	Foreign stock: international equity	1.11%	1.11%
	Foreign stock: international equity access	0.71%	0.69%
	Bond: fixed income	0.45%	0.45%
	Bond: fixed income access	0.47%	0.46%
	Bond: short-term fixed income access	0.36%	0.36%
	Money market	0.18%	0.14%⁴
Impact investing pool	Impact investing	0.18%	0.18%
Charitable legacy pool	Charitable legacy	1.05%	0.91%

¹The underlying mutual fund investment(s) of the Total Market Index Pool have an expense cap in place. An expense cap is a limit that Fidelity has placed on the level of the expenses borne by the fund until 04/30/2016 and indicates the maximum level of expenses (with certain exceptions) that the fund would be paying until that time. After the expiration date, the expense cap may be terminated or revised, which may lower the fund’s yield and return. ²The underlying mutual fund investment(s) of the International Index Pool have an expense cap in place. An expense cap is a limit that Fidelity has placed on the level of the expenses borne by the fund until 04/30/2016 and indicates the maximum level of expenses (with certain exceptions) that the fund would be paying until that time. After the expiration date, the expense cap may be terminated or revised, which may lower the fund’s yield and return. ³The underlying mutual fund investment(s) of the U.S. Bond Index Pool have an expense cap in place. An expense cap is a limit that Fidelity has placed on the level of the expenses borne by the fund until 10/31/2016 and indicates the maximum level of expenses (with certain exceptions) that the fund would be paying until that time. After the expiration date, the expense cap may be terminated or revised, which may lower the fund’s yield and return. ⁴The underlying mutual fund investment(s) of the Money Market Pool have an expense cap in place. An expense cap is a limit that Fidelity has placed on the level of the expenses borne by the fund. The cap is voluntary and indicates the maximum level of expenses (with certain exceptions) that the fund would be paying at that time. The Expense Cap may be terminated or revised at any time, which may lower the fund’s yield and return.

First $500,000	0.60% or $100* * Whichever is greater
Next $500,000	0.30%
Next $1,500,000	0.20%
Next $2,499,999	0.15%

Giving Account balance	$600,000
0.60% fee on the first $500,000	$3,000
0.30% fee on the next $100,000	$300
Total annual administrative fee	$3,300

What it costs

Administrative fee

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