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  • The Giving Account
    • How it works
    • Charities you can support
    • What you can donate
    • What it costs
    • Investment options
    • Working with your financial advisor
    • Private Donor Group
  • Research & Insights
    • Research & insights
    • Blog
    • Donor stories
  • Guidance
    • Philanthropy 101
    • Family philanthropy
    • Tax strategies
    • Estate planning
    • Disaster relief
    • Research charities
    • Philanthropic Journey Guide
    • Philanthropic Advice Referral Network
    • Tools and calculators
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For advisors
For nonprofits
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Can I contribute from my IRA, 401(k) or other retirement account to Fidelity Charitable?

You should always check with your tax advisor or trust and estate attorney because individual situations vary substantially. IRA contributions to a donor-advised fund sponsor do not qualify for the Qualified Charitable Distribution.

To make irrevocable contributions* from a Fidelity IRA or retirement account, please log in to Fidelity.com and transfer the funds to either a non-retirement brokerage or personal bank account. Once the distribution has settled, you can then log in to your Giving Account to make a contribution from your non-retirement brokerage or personal bank account.

*Fidelity Charitable assesses a separate administration fee with respect to contributions for estate, testamentary, and related transfers.

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©1998-2026 FMR LLC. All rights reserved. Portions ©1998-2026 Fidelity Investments® Charitable Gift Fund. All rights reserved. Fidelity Investments® Charitable Gift Fund is recognized as a tax-exempt public charity as described in Sections 501(c)(3), 509(a)(1), and 170(b)(1)(A)(vi) of the Internal Revenue Code.