Sustainable and Impact Investing

Sustainable U.S. Index

Underlying fund: Fidelity U.S. Sustainability Index Fund

Objective: The Sustainable U.S. Index Pool seeks to provide investment results that correspond to the total return of the MSCI USA ESG Index.

Strategy: The Sustainable U.S. Index Pool normally invests at least 80% of assets in securities included in the MSCI USA ESG Index. This index is designed to maximize exposure to companies with positive environmental, social and governance (ESG) factors while exhibiting risk and return characteristics similar to those of the MSCI USA Index. The MSCI USA ESG Index represents the performance of stocks of large- to mid-capitalization U.S. companies with high ESG performance relative to their sector peers, as rated by MSCI ESG Research.

Total returns as of: 10/31/2018

	Cumulative YTD ^*	Avg. annual 1 year	Avg. annual 3 years	Avg. annual 5 years	Avg. annual 10 years
Sustainable U.S. Index⁷	-3.63%	N/A	N/A	N/A	N/A
Underlying fund	-3.46%	5.74%	N/A	N/A	N/A
Benchmark	-3.25%	5.85%	N/A	N/A	N/A

^*The Pool was launched on 1/31/18. Therefore, the cumulative YTD number incorporates the period 1/31/18 through the end of the current month.

Expense ratio (gross)	0.11%

Expense ratio (net)	0.11%

Pool Holdings

100% Equity

Additional important information

¹Stocks markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market or economic developments. Fixed-income investments entail interest rate risk (as interest rates rise, bond prices usually fall), the risk of issuer or counterparty default, issuer credit risk and inflation risk. Foreign securities are subject to interest rate, currency exchange rate, economic and political risks, all of which are magnified in emerging markets. Lower-quality bonds can be more volatile and have greater risk of default than higher-quality bonds. ²The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. The funds may pay all or a portion of these fees and expenses in addition to that fund’s fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund’s prospectus. ³Pool created 07/01/2011; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁴Pool created 08/29/2008; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁵Pool created 06/25/2009; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁶Pool created 06/30/2015; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁷Pool created 01/31/2018; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁸Asset Allocation: A means of apportioning and diversifying investment dollars among various asset classes (i.e., equity, fixed income, real assets, absolute return). This allocation is meant to provide a long-term representation of the level of portfolio risk. It is not a representation of targeted securities nor should it set an expectation that the portfolio will strictly align with the asset class thresholds displayed. These thresholds are subject to change at any time. The gross expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual fund or class operating expenses (before waivers of reimbursements) paid by the fund and stated as a percent of the fund’s total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. The net expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual operating expense from the fund’s most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund’s registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund’s board of trustees during the one-year period, unless otherwise noted. The net expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted. Performance information for benchmarks reflects the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. “N/A” appears for the benchmarks for which there is no applicable comparison for the time period stated. Benchmarks are not adjusted for fees. You cannot invest directly in an index/benchmark. Each Asset Allocation Pool composite benchmark is a hypothetical combination of unmanaged indices. Each composite index combines the total returns of the Dow Jones U.S. Total Stock Market Index, the Bloomberg/Barclays U.S. Aggregate Bond Index, the MSCI All Country World Index (ACWI) ex-US and the Bloomberg/Barclays U.S. 3 Month Treasury Bill Index, weighted according to the specific fund’s neutral mix. Effective October 1, 2015, the MSCI All Country World Index (ACWI) ex-US replaces MSCI EAFE as the benchmark for exposure to international equity. Average annual returns are calculated as a steady compounded rate of return of the period of time indicated. Pool holdings are subject to change. The value of the pool’s investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. In general, the bond market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Foreign securities are subject to interest rate, currency exchange rate, economic and political risk, all of which are magnified in emerging markets. ^*Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelity.com are provided to you pursuant to Fidelity Charitable’s agreement with Fidelity Investments. Important Performance & Legal Information

Sustainable U.S. Index Access^*

Underlying fund: TIAA-CREF Social Choice Equity Fund

Objective: The Sustainable U.S. Index Access Pool seeks a favorable long-term total return that reflects the investment performance of the overall U.S. stock market while giving special consideration to certain social criteria.

Strategy: The Sustainable U.S. Index Access Pool employs a strategy that considers environmental, social and corporate governance to help achieve its long-term objectives of financial return and positive societal impact.

Total returns as of: 10/31/2018

	Cumulative YTD	Avg. annual 1 year	Avg. annual 3 years	Avg. annual 5 years	Avg. annual 10 years
Sustainable U.S. Index Access Pool⁶	0.68%	4.55%	10.18%	N/A	N/A
Underlying fund	1.15%	5.17%	10.82%	9.64%	12.65%
Benchmark	2.43%	6.60%	11.27%	10.81%	13.35%

^*Prior to March 29, 2018, this pool was called the Impact Investing pool.

Expense ratio (gross)	0.18%

Expense ratio (net)	0.18%

Pool Holdings

100% Equity

Additional important information

¹Stocks markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market or economic developments. Fixed-income investments entail interest rate risk (as interest rates rise, bond prices usually fall), the risk of issuer or counterparty default, issuer credit risk and inflation risk. Foreign securities are subject to interest rate, currency exchange rate, economic and political risks, all of which are magnified in emerging markets. Lower-quality bonds can be more volatile and have greater risk of default than higher-quality bonds. ²The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. The funds may pay all or a portion of these fees and expenses in addition to that fund’s fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund’s prospectus. ³Pool created 07/01/2011; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁴Pool created 08/29/2008; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁵Pool created 06/25/2009; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁶Pool created 06/30/2015; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁷Pool created 01/31/2018; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁸Asset Allocation: A means of apportioning and diversifying investment dollars among various asset classes (i.e., equity, fixed income, real assets, absolute return). This allocation is meant to provide a long-term representation of the level of portfolio risk. It is not a representation of targeted securities nor should it set an expectation that the portfolio will strictly align with the asset class thresholds displayed. These thresholds are subject to change at any time. The gross expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual fund or class operating expenses (before waivers of reimbursements) paid by the fund and stated as a percent of the fund’s total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. The net expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual operating expense from the fund’s most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund’s registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund’s board of trustees during the one-year period, unless otherwise noted. The net expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted. Performance information for benchmarks reflects the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. “N/A” appears for the benchmarks for which there is no applicable comparison for the time period stated. Benchmarks are not adjusted for fees. You cannot invest directly in an index/benchmark. Each Asset Allocation Pool composite benchmark is a hypothetical combination of unmanaged indices. Each composite index combines the total returns of the Dow Jones U.S. Total Stock Market Index, the Bloomberg/Barclays U.S. Aggregate Bond Index, the MSCI All Country World Index (ACWI) ex-US and the Bloomberg/Barclays U.S. 3 Month Treasury Bill Index, weighted according to the specific fund’s neutral mix. Effective October 1, 2015, the MSCI All Country World Index (ACWI) ex-US replaces MSCI EAFE as the benchmark for exposure to international equity. Average annual returns are calculated as a steady compounded rate of return of the period of time indicated. Pool holdings are subject to change. The value of the pool’s investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. In general, the bond market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Foreign securities are subject to interest rate, currency exchange rate, economic and political risk, all of which are magnified in emerging markets. ^*Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelity.com are provided to you pursuant to Fidelity Charitable’s agreement with Fidelity Investments. Important Performance & Legal Information

Sustainable International Index

Underlying fund: Fidelity International Sustainability Index Fund

Objective: The Sustainable International Index Pool seeks to provide investment results that correspond to the total return of the MSCI All Country World Index (ACWI) ex USA ESG Index.

Strategy: The Sustainable International Index Pool normally invests at least 80% of assets in securities included in the MSCI ACWI ex USA ESG Index and in depository receipts representing securities included in the index. This index provides exposure to companies with high environmental, social and governance (ESG) performance relative to their sector peers, as rated by MSCI ESG Research. The MSCI ACWI ex USA ESG Index consists of large- and mid-cap companies across developed and emerging markets, excluding the United States.

Total returns as of: 10/31/2018

	Cumulative YTD ^*	Avg. annual 1 year	Avg. annual 3 years	Avg. annual 5 years	Avg. annual 10 years
Sustainable International Index⁷	-16.26%	N/A	N/A	N/A	N/A
Underlying fund	-15.93%	-8.80%	N/A	N/A	N/A
Benchmark	-15.51%	-7.76%	N/A	N/A	N/A

^*The Pool was launched on 1/31/18. Therefore, the cumulative YTD number incorporates the period 1/31/18 through the end of the current month.

Expense ratio (gross)	0.20%

Expense ratio (net)	0.20%

Pool Holdings

100% Equity

Additional important information

¹Stocks markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market or economic developments. Fixed-income investments entail interest rate risk (as interest rates rise, bond prices usually fall), the risk of issuer or counterparty default, issuer credit risk and inflation risk. Foreign securities are subject to interest rate, currency exchange rate, economic and political risks, all of which are magnified in emerging markets. Lower-quality bonds can be more volatile and have greater risk of default than higher-quality bonds. ²The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. The funds may pay all or a portion of these fees and expenses in addition to that fund’s fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund’s prospectus. ³Pool created 07/01/2011; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁴Pool created 08/29/2008; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁵Pool created 06/25/2009; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁶Pool created 06/30/2015; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁷Pool created 01/31/2018; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁸Asset Allocation: A means of apportioning and diversifying investment dollars among various asset classes (i.e., equity, fixed income, real assets, absolute return). This allocation is meant to provide a long-term representation of the level of portfolio risk. It is not a representation of targeted securities nor should it set an expectation that the portfolio will strictly align with the asset class thresholds displayed. These thresholds are subject to change at any time. The gross expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual fund or class operating expenses (before waivers of reimbursements) paid by the fund and stated as a percent of the fund’s total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. The net expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual operating expense from the fund’s most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund’s registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund’s board of trustees during the one-year period, unless otherwise noted. The net expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted. Performance information for benchmarks reflects the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. “N/A” appears for the benchmarks for which there is no applicable comparison for the time period stated. Benchmarks are not adjusted for fees. You cannot invest directly in an index/benchmark. Each Asset Allocation Pool composite benchmark is a hypothetical combination of unmanaged indices. Each composite index combines the total returns of the Dow Jones U.S. Total Stock Market Index, the Bloomberg/Barclays U.S. Aggregate Bond Index, the MSCI All Country World Index (ACWI) ex-US and the Bloomberg/Barclays U.S. 3 Month Treasury Bill Index, weighted according to the specific fund’s neutral mix. Effective October 1, 2015, the MSCI All Country World Index (ACWI) ex-US replaces MSCI EAFE as the benchmark for exposure to international equity. Average annual returns are calculated as a steady compounded rate of return of the period of time indicated. Pool holdings are subject to change. The value of the pool’s investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. In general, the bond market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Foreign securities are subject to interest rate, currency exchange rate, economic and political risk, all of which are magnified in emerging markets. ^*Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelity.com are provided to you pursuant to Fidelity Charitable’s agreement with Fidelity Investments. Important Performance & Legal Information

Environmental Impact Access

Underlying fund: Pax Global Environmental Markets Fund

Objective: The Environmental Impact Access Pool is a fossil fuel-free strategy that focuses on resource efficiency while seeking long-term growth of capital.

Strategy: The Environmental Impact Access Pool invests in companies around the world that are developing innovative solutions to resource challenges across energy, water, waste, and sustainable food & agriculture markets. The pool follows a sustainable investing approach, combining rigorous financial analysis with equally rigorous environmental, social and governance (ESG) analysis in order to identify investments. It will invest primarily in equity securities of companies located around the world, including at least 40% of its net assets in securities of non-U.S. issuers, including those located in emerging markets.

Impact: Learn more about how the Environmental Impact Access Pool addresses climate change. Learn more about the impact of the Environmental Impact Access Pool.

Total returns as of: 10/31/2018

	Cumulative YTD ^*	Avg. annual 1 year	Avg. annual 3 years	Avg. annual 5 years	Avg. annual 10 years
Environmental Impact Access⁷	-13.98%	N/A	N/A	N/A	N/A
Underlying fund	-13.69%	-9.23%	7.50%	4.94%	10.89%
Benchmark	-9.08%	-0.52%	7.74%	6.15%	9.75%

^*The Pool was launched on 1/31/18. Therefore, the cumulative YTD number incorporates the period 1/31/18 through the end of the current month.

Expense ratio (gross)	1.02%

Expense ratio (net)	0.98%

Pool Holdings

100% Equity

Additional important information

¹Stocks markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market or economic developments. Fixed-income investments entail interest rate risk (as interest rates rise, bond prices usually fall), the risk of issuer or counterparty default, issuer credit risk and inflation risk. Foreign securities are subject to interest rate, currency exchange rate, economic and political risks, all of which are magnified in emerging markets. Lower-quality bonds can be more volatile and have greater risk of default than higher-quality bonds. ²The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. The funds may pay all or a portion of these fees and expenses in addition to that fund’s fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund’s prospectus. ³Pool created 07/01/2011; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁴Pool created 08/29/2008; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁵Pool created 06/25/2009; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁶Pool created 06/30/2015; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁷Pool created 01/31/2018; therefore, historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular and will therefore differ from the results of the underlying mutual fund. ⁸Asset Allocation: A means of apportioning and diversifying investment dollars among various asset classes (i.e., equity, fixed income, real assets, absolute return). This allocation is meant to provide a long-term representation of the level of portfolio risk. It is not a representation of targeted securities nor should it set an expectation that the portfolio will strictly align with the asset class thresholds displayed. These thresholds are subject to change at any time. The gross expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual fund or class operating expenses (before waivers of reimbursements) paid by the fund and stated as a percent of the fund’s total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. The net expense ratio displayed is publicly available information as of the most recent month end and reflects the underlying mutual fund investment(s) of the pool’s total annual operating expense from the fund’s most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund’s registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund’s board of trustees during the one-year period, unless otherwise noted. The net expense ratio does not include a Fidelity Charitable annual administrative fee, as described in the Program Circular. Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted. Performance information for benchmarks reflects the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. “N/A” appears for the benchmarks for which there is no applicable comparison for the time period stated. Benchmarks are not adjusted for fees. You cannot invest directly in an index/benchmark. Each Asset Allocation Pool composite benchmark is a hypothetical combination of unmanaged indices. Each composite index combines the total returns of the Dow Jones U.S. Total Stock Market Index, the Bloomberg/Barclays U.S. Aggregate Bond Index, the MSCI All Country World Index (ACWI) ex-US and the Bloomberg/Barclays U.S. 3 Month Treasury Bill Index, weighted according to the specific fund’s neutral mix. Effective October 1, 2015, the MSCI All Country World Index (ACWI) ex-US replaces MSCI EAFE as the benchmark for exposure to international equity. Average annual returns are calculated as a steady compounded rate of return of the period of time indicated. Pool holdings are subject to change. The value of the pool’s investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. In general, the bond market is volatile, and fixed-income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed-income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Foreign securities are subject to interest rate, currency exchange rate, economic and political risk, all of which are magnified in emerging markets. ^*Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelity.com are provided to you pursuant to Fidelity Charitable’s agreement with Fidelity Investments. Important Performance & Legal Information

Sustainable and Impact Investing¹

Sustainable U.S. Index

Pool Holdings

Sustainable U.S. Index Access^*

Pool Holdings

Sustainable International Index

Pool Holdings

Environmental Impact Access

Pool Holdings

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Sustainable and Impact Investing1

Sustainable U.S. Index

Pool Holdings

Additional important information

Sustainable U.S. Index Access*

Pool Holdings

Additional important information

Sustainable International Index

Pool Holdings

Additional important information

Environmental Impact Access

Pool Holdings

Additional important information

Ready to get started?

Sustainable and Impact Investing¹

Sustainable U.S. Index Access^*