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These investment pools are for donors who want to build a custom strategy, combining pools with specific investment objectives for Giving Account balances.2
Short-term granting strategy
Long-term granting strategy
Underlying fund: Fidelity Investments® Money Market Government Fund
Objective: Seeks to obtain as high a level of current income as is consistent with the preservation of principal and liquidity within the limitations prescribed for the fund.
Strategy: The Adviser normally invests at least 99.5% of the fund's total assets in cash, U.S. government securities and/or repurchase agreements that are collateralized fully (i.e., collateralized by cash or government securities). Certain issuers of U.S. government securities are sponsored or chartered by Congress, but their securities are neither issued nor guaranteed by the U.S. Treasury. Investing in compliance with industry-standard regulatory requirements for money market funds for the quality, maturity, liquidity and diversification of investments. The Adviser stresses maintaining a stable $1.00 share price, liquidity, and income. In addition, the Adviser normally invests at least 80% of the fund's assets in U.S. government securities and repurchase agreements for those securities.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Money Market Pool |
Cumulative YTD 3.89% |
Average annual 1 yr 4.69% | Average annual 3 yr 3.03% | Average annual 5 yr 1.71% | Average annual 10 yr 1.13% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 4.42% |
Average annual 1 yr 5.34% | Average annual 3 yr 3.65% | Average annual 5 yr 2.31% | Average annual 10 yr 1.62% |
Expense ratio gross/net 0.18%/0.14% |
Performance of
Benchmark
Bloomberg/Barclays Capital U.S. 3-Month Treasury BellwetherThe Barclays Capital U.S. 3-Month Treasury Bellwether Index is unmanaged market value-weighted index of investment-grade fixed-rate public obligations of the U.S. Treasury with Maturities of three months. It includes zero-coupon strips. |
Cumulative YTD 4.46% |
Average annual 1 yr 5.43% | Average annual 3 yr 3.70% | Average annual 5 yr 2.40% | Average annual 10 yr 1.72% |
Expense ratio gross/net |
Underlying fund: T. Rowe Price Short Term Bond Fund
Objective: Seeks a high level of income consistent with minimal fluctuation in principal value and liquidity.
Strategy: Normally invests in a diversified portfolio of short- and intermediate-term investment-grade securities. May also invest in money market securities, bank obligations, collateralized mortgage obligations, and foreign securities. The fund will invest at least 80% of its net assets in bonds.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Short-Term Fixed Income Access Pool 5 |
Cumulative YTD 3.87% |
Average annual 1 yr 6.34% | Average annual 3 yr 0.88% | Average annual 5 yr 1.32% | Average annual 10 yr N/A |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 4.46% |
Average annual 1 yr 7.01% | Average annual 3 yr 1.52% | Average annual 5 yr 1.92% | Average annual 10 yr 1.88% |
Expense ratio gross/net 0.34%/0.34% |
Performance of
Benchmark
Barclays Capital U.S. 1-3 Year Government/Credit Bond IndexThe Barclays 1-3 Year Government/Credit Bond Index is an unmanaged market value-weighted index for government and corporate fixed-rate debt issues with maturities between one and three years. Government and corporate issues include all public obligations of the U.S. Treasury (excluding flower bonds and foreign-target issues) and U.S. government agencies, as well as nonconvertible investment-grade, SEC-registered corporate debt. |
Cumulative YTD 3.79% |
Average annual 1 yr 6.25% | Average annual 3 yr 1.42% | Average annual 5 yr 1.51% | Average annual 10 yr 1.56% |
Expense ratio gross/net |
Underlying fund: Fidelity Inflation Protected Bond Index Fund
Objective: Seeks to provide exposure to the inflation-protected sector of the U.S. Treasury market.
Strategy: Normally invests at least 80% of assets in inflation-protected debt securities included in the Bloomberg Barclays U.S. Treasury Inflation-Protected Securities (TIPS) Index (Series-L). Also engages in transactions that have a leveraging effect on the fund, including investments in derivatives—such as swaps (interest rate, total return and credit default) and futures contracts—and forward-settling securities to adjust the fund's risk exposure.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Inflation Protected Bond Index Pool 3 |
Cumulative YTD 2.62% |
Average annual 1 yr 7.81% | Average annual 3 yr -2.17% | Average annual 5 yr N/A | Average annual 10 yr N/A |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 3.20% |
Average annual 1 yr 8.55% | Average annual 3 yr -1.57% | Average annual 5 yr 2.15% | Average annual 10 yr 2.21% |
Expense ratio gross/net 0.05%/0.05% |
Performance of
Benchmark
Bloomberg Barclays U.S. TIPS Index:The Bloomberg Barclays U.S. TIPS Index is an unmanaged index designed to represent securities that protect against adverse inflation and provide a minimum level of real return. To be included in this index, bonds must have cash flows linked to an inflation index, be sovereign issues denominated in U.S. currency, and have more than one year to maturity, and, as a portion of the index, total a minimum amount outstanding of 100 million U.S. dollars. |
Cumulative YTD 2.97% |
Average annual 1 yr 8.61% | Average annual 3 yr -1.54% | Average annual 5 yr 2.20% | Average annual 10 yr 2.26% |
Expense ratio gross/net |
Underlying fund: Fidelity U.S. Bond Index Fund
Objective: Seeks to provide investment results that correspond to the aggregate price and interest performance of the debt securities in the Barclays U.S. Aggregate Bond Index.
Strategy: Normally investing at least 80% of the fund's assets in bonds included in the Barclays U.S. Aggregate Bond Index. Using statistical sampling techniques based on duration, maturity, interest rate sensitivity, security structure, and credit quality to attempt to replicate the returns of the Index using a smaller number of securities. Engaging in transactions that have a leveraging effect on the fund, including investments in derivatives — such as swaps (interest rate, total return, and credit default) and futures contracts — and forward-settling securities, to adjust the fund's risk exposure. Investing in Fidelity's central funds (specialized investment vehicles used by Fidelity funds to invest in particular security types or investment disciplines).
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of U.S. Bond Index Pool 4 |
Cumulative YTD 1.43% |
Average annual 1 yr 9.86% | Average annual 3 yr -2.80% | Average annual 5 yr -0.82% | Average annual 10 yr 0.85% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 1.94% |
Average annual 1 yr 10.53% | Average annual 3 yr -2.22% | Average annual 5 yr -0.24% | Average annual 10 yr 1.46% |
Expense ratio gross/net 0.025%/0.025% |
Performance of
Benchmark
Barclays Capital Aggregate Bond Index (LB Agg)The Barclays Capital Aggregate Bond Index is an unmanaged market value-weighted index representing securities that are SEC-registered, taxable, and dollar denominated. This index covers the U.S. investment-grade fixed rate bond market, with index components for a combination of the Barclays Capital government and corporate securities, mortgage-backed pass-through securities, and asset-backed securities. |
Cumulative YTD 1.86% |
Average annual 1 yr 10.55% | Average annual 3 yr -2.20% | Average annual 5 yr -0.23% | Average annual 10 yr 1.49% |
Expense ratio gross/net |
Underlying fund: Fidelity Advisor Total Bond Fund - Class Z
Objective: Seeks a high level of current income.
Strategy: Normally investing at least 80% of assets in debt securities of all types and repurchase agreements for those securities. Using the Barclays U.S. Universal Bond Index as a guide in allocating assets across the investment-grade, high yield, and emerging market asset classes. Investing up to 20% of assets in lower-quality debt securities. Managing the fund to have similar overall interest rate risk to the index. Investing in domestic and foreign issuers. Allocating assets across different asset classes, market sectors, and maturities. Analyzing the credit quality of the issuer; the issuer's potential for success; the credit, currency, and economic risks of the security and its issuer; security-specific features; current and potential future valuation; and trading opportunities to select investments. Engaging in transactions that have a leveraging effect on the fund, including investments in derivatives — such as swaps (interest rate, total return, and credit default), options, and futures contracts — and forward-settling securities, to adjust the fund's risk exposure. Investing in Fidelity's central funds (specialized investment vehicles used by Fidelity funds to invest in particular security types or investment disciplines).
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Fixed Income Pool 3 |
Cumulative YTD 2.58% |
Average annual 1 yr 11.52% | Average annual 3 yr -1.73% | Average annual 5 yr 0.51% | Average annual 10 yr 1.79% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 3.09% |
Average annual 1 yr 12.20% | Average annual 3 yr -1.15% | Average annual 5 yr 1.14% | Average annual 10 yr 2.45% |
Expense ratio gross/net 0.39%/0.36% |
Performance of
Benchmark
Bloomberg/ Barclays Capital Aggregate Bond Index (LB Agg)The Barclays Capital Aggregate Bond Index is an unmanaged market value-weighted index representing securities that are SEC-registered, taxable, and dollar denominated. This index covers the U.S. investment-grade fixed rate bond market, with index components for a combination of the Barclays Capital government and corporate securities, mortgage-backed pass-through securities, and asset-backed securities. |
Cumulative YTD 1.86% |
Average annual 1 yr 10.55% | Average annual 3 yr -2.20% | Average annual 5 yr -0.23% | Average annual 10 yr 1.49% |
Expense ratio gross/net |
Underlying fund: PIMCO Total Return Fund
Objective: The investment seeks maximum total return, consistent with preservation of capital and prudent investment management.
Strategy: The fund invests at least 65% of its total assets in a diversified portfolio of Fixed Income Instruments of varying maturities, which may be represented by forwards or derivatives such as options, futures contracts, or swap agreements. It invests primarily in investment-grade debt securities, but it may invest up to 20% of its total assets in high yield securities. It may invest up to 30% of its total assets in securities denominated in foreign currencies and may invest beyond this limit in U.S. dollar-denominated securities of foreign issuers.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Fixed Income Access Pool 5 |
Cumulative YTD 2.41% |
Average annual 1 yr 11.43% | Average annual 3 yr -2.55% | Average annual 5 yr -0.43% | Average annual 10 yr N/A |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 2.88% |
Average annual 1 yr 12.08% | Average annual 3 yr -1.99% | Average annual 5 yr 0.15% | Average annual 10 yr 1.81% |
Expense ratio gross/net 0.51%/0.51% |
Performance of
Benchmark
Barclays Capital Aggregate Bond Index (LB Agg)The Barclays Capital Aggregate Bond Index is an unmanaged market value-weighted index representing securities that are SEC-registered, taxable, and dollar denominated. This index covers the U.S. investment-grade fixed rate bond market, with index components for a combination of the Barclays Capital government and corporate securities, mortgage-backed pass-through securities, and asset-backed securities. |
Cumulative YTD 1.86% |
Average annual 1 yr 10.55% | Average annual 3 yr -2.20% | Average annual 5 yr -0.23% | Average annual 10 yr 1.49% |
Expense ratio gross/net |
Underlying fund: Fidelity Total Market Index Fund
Objective: Seeks to provide investment results that correspond to the total return of a broad range of U.S. stocks.
Strategy: Normally investing at least 80% of assets in common stocks included in the Dow Jones U.S. Total Stock Market Index, which represents the performance of a broad range of U.S. stocks.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of Total Market Index Pool |
Cumulative YTD 19.19% |
Average annual 1 yr 37.27% | Average annual 3 yr 6.90% | Average annual 5 yr 13.85% | Average annual 10 yr 11.72% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 19.75% |
Average annual 1 yr 38.03% | Average annual 3 yr 7.53% | Average annual 5 yr 14.52% | Average annual 10 yr 12.38% |
Expense ratio gross/net 0.015%/0.015% |
Performance of
Benchmark
Dow Jones U.S. Total Stock Market IndexDow Jones U.S. Total Stock Market Index is an unmanaged float-adjusted market capitalization-weighted index of substantially all equity securities of U.S. headquartered companies with readily available price data. |
Cumulative YTD 19.75% |
Average annual 1 yr 37.99% | Average annual 3 yr 7.50% | Average annual 5 yr 14.51% | Average annual 10 yr 12.36% |
Expense ratio gross/net |
Underlying fund: Fidelity Advisor Stock Selector All Cap Fund - Class Z
Objective: Seeks capital appreciation.
Strategy: Allocating the fund's assets among Fidelity equity sector central funds that provide exposure to different sectors of the U.S. stock market. Through the sector central funds, investing in domestic and foreign issuers, and in “growth” and/or “value” stocks.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of U.S. Equity Pool 3 |
Cumulative YTD 15.51% |
Average annual 1 yr 33.71% | Average annual 3 yr 5.70% | Average annual 5 yr 13.85% | Average annual 10 yr 11.23% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 16.07% |
Average annual 1 yr 34.49% | Average annual 3 yr 6.32% | Average annual 5 yr 14.54% | Average annual 10 yr 11.95% |
Expense ratio gross/net 0.36%/0.36% |
Performance of
Benchmark
Standard & Poor's 500 Index (S&P 500®)The Standard & Poor's 500 Index (S&P 500®) is an unmanaged market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance. |
Cumulative YTD 20.97% |
Average annual 1 yr 38.02% | Average annual 3 yr 9.08% | Average annual 5 yr 15.27% | Average annual 10 yr 13.00% |
Expense ratio gross/net |
Underlying fund: JPMorgan U.S. Equity Fund
Objective: The investment seeks to provide high total return from a portfolio of selected equity securities.
Strategy: Under normal circumstances, the fund invests at least 80% of its assets in equity securities of U.S. companies. “Assets” means net assets, plus the amount of borrowings for investment purposes. In implementing its strategy, the fund primarily invests in common stocks of large- and medium-capitalization U.S. companies, but it may also invest up to 20% of its assets in common stocks of foreign companies, including depositary receipts.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of U.S. Equity Access Pool 5 |
Cumulative YTD 21.60% |
Average annual 1 yr 38.64% | Average annual 3 yr 8.67% | Average annual 5 yr 16.59% | Average annual 10 yr N/A |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 22.08% |
Average annual 1 yr 39.27% | Average annual 3 yr 9.19% | Average annual 5 yr 17.15% | Average annual 10 yr 13.52% |
Expense ratio gross/net 0.47%/0.44% |
Performance of
Benchmark
Standard & Poor's 500 Index (S&P 500®)The Standard & Poor's 500 Index (S&P 500®) is an unmanaged market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation to represent U.S. equity performance. |
Cumulative YTD 20.97% |
Average annual 1 yr 38.02% | Average annual 3 yr 9.08% | Average annual 5 yr 15.27% | Average annual 10 yr 13.00% |
Expense ratio gross/net |
Underlying fund: Fidelity International Index Fund
Objective: Seeks to provide investment results that correspond to the total return of foreign stock markets.
Strategy: Normally investing at least 80% of assets in common stocks included in the Morgan Stanley Capital International Europe, Australasia, and Far East Index, which represents the performance of foreign stock markets.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of International Index Pool |
Cumulative YTD 6.48% |
Average annual 1 yr 21.77% | Average annual 3 yr 2.20% | Average annual 5 yr 5.80% | Average annual 10 yr 4.72% |
Expense ratio gross/net |
| Performance of Underlying Fund |
Cumulative YTD 6.96% |
Average annual 1 yr 22.41% | Average annual 3 yr 2.81% | Average annual 5 yr 6.43% | Average annual 10 yr 5.35% |
Expense ratio gross/net 0.035%/0.035% |
Performance of
Benchmark
MSCI EAFE IndexThe Morgan Stanley Capital International Europe, Australasia, and Far East (MSCI EAFE) Index is an unmanaged market capitalization-weighted index of equity securities of companies domiciled in various countries. The Index is designed to represent the performance of developed stock markets outside the United States and Canada and excludes certain market segments unavailable to U.S.-based investors. The Net version of the MSCI EAFE adjusts for withholding taxes applicable to Massachusetts Business Trusts. |
Cumulative YTD 7.07% |
Average annual 1 yr 23.25% | Average annual 3 yr 2.92% | Average annual 5 yr 6.46% | Average annual 10 yr 5.49% |
Expense ratio gross/net |
Underlying fund: T. Rowe Price Overseas Stock Fund
Objective: Seeks long-term growth of capital through investments in the common stocks of non-U.S. companies.
Strategy: Invests outside the U.S. broadly among developed and, to a lesser extent, emerging countries throughout the world. Normally invests at least 80% in non-U.S. stocks and at least 65% in stocks of large-cap companies.
Data as of: 10/31/2024
| Performance of |
Cumulative YTD |
Average annual |
Expense ratio gross/net |
|||
|---|---|---|---|---|---|---|
| 1 yr | 3 yr | 5 yr | 10 yr | |||
| Performance of International Equity Access Pool 5 |
Cumulative YTD 5.17% |
Average annual 1 yr 20.06% | Average annual 3 yr 1.00% | Average annual 5 yr 5.55% | Average annual 10 yr N/A |
Expense ratio gross/net |