Give tax-smart
You could donate more + save more
The Giving Account, a donor-advised fund from Fidelity Charitable, can potentially help you give more to nonprofits and pay less in taxes, compared to giving with a check or credit card. Fidelity Charitable has helped more than 350,000 donors use a Giving Account to increase their giving power, while paying less in income taxes and capital gains taxes and saving time on paperwork. Plus, you can grow your donated dollars tax-free.
How it works
3 easy steps to give smarter with a Giving Account
Give
Contribute cash, stocks, and even crypto to Fidelity Charitable and qualify for tax benefits. Whether it's $100 or $10,000, there's no minimum and we make the process simple.
Grow
You can invest the charitable balance to grow tax-free and potentially give more with our wide range of investment options.
Grant
Support your favorite charities now, next year, or over time. Your account is ready when you're ready. The Giving Account lets you support most qualified 501(c)(3) public charities.
How much could you benefit from a Giving Account?
Get the info you need before the deadline
With year-end approaching, could you potentially be giving more and paying less in taxes? Provide your email below to get all your Giving Account questions answered in a single email. You'll also receive a quick quiz and our tax benefit online calculator to see how you can benefit from a donor-advised fund.
#1 in Giving
Get to know Fidelity Charitable
We’re the nation’s top grantmaker, offering one of the most affordable and easiest-to-use donor-advised funds since 1991. Our commitment: help you give smarter.
350,000+ donors
use our platform across the U.S.
$14.9 billion
distributed over 2.7 million grants in 2024
2.3 million visits
to access our free tools and expert giving guidance in 2024
The Giving Account: Why it's a smarter way to give to charity
What if you could support your favorite charities with just one donation? That's the power of a donor-advised fund. Fidelity Charitable's is called the Giving Account. Watch these videos to learn more.
Why donors choose the Giving Account
See how one family was able to give $42,000 more and start a program for foster teens with the Giving Account.
More benefits that can increase your impact
Low fees
The Giving Account has no minimum initial contribution requirement and low annual fees, making it cost-effective. Even better, nonprofits receive 100% of the dollars you grant, so it’s typically a cheaper option than giving with a credit card since nonprofits don't have to pay any processing fees.
Save on taxes
Generally qualify for an income tax deduction with contributions you make to Fidelity Charitable if you itemize your taxes.
Donating long-term appreciated securities may help you save on capital gains taxes, whether you itemize your taxes or take the standard deduction.
Giving made easy
Consolidate all your giving in a single place and minimize your paperwork at tax time—while supporting the nonprofits of your choice, including schools, houses of worship, and local nonprofits. You can also benefit from our many giving resources as you research charities.
Ready to get started?
Opening a Giving Account is fast and easy, and there is no minimum initial contribution.
Or call us at 800-262-6039
The tax information provided is general and educational in nature, and should not be construed as legal or tax advice. Fidelity Charitable does not provide legal or tax advice. Content provided relates to taxation at the federal level only. Charitable deductions at the federal level are only available if you itemize deductions. Rules and regulations regarding tax deductions for charitable giving vary at the state level, and laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of the information provided. As a result, Fidelity Charitable cannot guarantee that such information is accurate, complete, or timely. Tax laws and regulations are complex and subject to change, and changes in them may have a material impact on pre- and/or after-tax results. Fidelity Charitable makes no warranties with regard to such information or results obtained by its use. Fidelity Charitable disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Always consult an attorney or tax professional regarding your specific legal or tax situation.