Pool Performance

Investment Pools

Asset Allocation

Index & Single
Asset Class

Impact Investing

Charitable Legacy

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Index Pools

Total Returns as of 5/31/2017

Domestic Stock
Total Market Index Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 1.99% 7.71% 16.98% 8.98% 14.51% 6.40%
Underlying Fund:
Fidelity Total Market Index Fund
2.15% 7.98% 17.70% 9.64% 15.20% 7.04%
Benchmark:
DJ U.S. Total Stk Mkt Index
2.15% 7.98% 17.66% 9.61% 15.19% 7.05%

Exp Ratio (Gross)

0.015%

Exp Ratio (Net)

0.015%

Foreign Stock
International Index Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 9.44% 14.15% 16.06% 0.95% 9.59% N/A
Underlying Fund:
Fidelity International Index Fund
9.63% 14.47% 16.84% 1.62% 10.30% 1.20%
Benchmark:
MSCI EAFE (Net MA) Index
9.39% 14.18% 16.68% 1.71% 10.38% 1.21%

Exp Ratio (Gross)

0.05%

Exp Ratio (Net)

0.05%

Bond
U.S. Bond Index Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 1.25% 2.13% 0.86% 1.87% 1.55% N/A
Underlying Fund:
Fidelity U.S. Bond Index Fund
1.42% 2.38% 1.47% 2.51% 2.20% 4.15%
Benchmark:
BC U.S. Agg Bond Index
1.49% 2.38% 1.58% 2.53% 2.24% 4.46%

Exp Ratio (Gross)

0.03%

Exp Ratio (Net)

0.03%

Single Asset Class Pools

Total Returns as of 5/31/2017

Domestic Stock
U.S. Equity Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 4.00% 11.38% 19.35% 8.50% 14.58% N/A1
Underlying Fund:
Fidelity Stock Selector All
Cap Fund
4.15% 11.65% 20.06% 9.15% 15.25% 6.43%
Benchmark: S&P 500 Index 2.57% 8.66% 17.47% 10.14% 15.42% 6.94%

Exp Ratio (Gross)

0.64%

Exp Ratio (Net)

0.64%

U.S. Equity Access Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 2.64% 8.91% 17.55% N/A2 N/A2 N/A2
Underlying Fund:
JPMorgan U.S. Equity Fund
2.77% 9.18% 18.25% 10.12% 16.03% 8.05%
Benchmark: S&P 500 Index 2.57% 8.66% 17.47% 10.14% 15.42% 6.94%

Exp Ratio (Gross)

0.68%

Exp Ratio (Net)

0.61%

Foreign Stock
International Equity Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool3 10.88% 16.57% 15.19% 2.51% 8.82% N/A
Underlying Fund:
Fidelity Overseas Fund
13.69% 19.07% 16.61% 5.83% 13.60% 2.17%
Benchmark:
MSCI EAFE (Net MA) Index
– Linked Benchmark
8.12% 13.74% 18.31% 1.38% 8.52% N/A

Exp Ratio (Gross)

1.03%

Exp Ratio (Net)

1.03%

International Equity Access Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 9.98% 15.51% 18.55% N/A2 N/A2 N/A2
Underlying Fund:
T. Rowe Price Overseas Stock Fund
10.11% 15.71% 19.19% N/A N/A N/A
Benchmark:
MSCI EAFE (Net MA) Index
9.39% 14.18% 16.68% 1.71% 10.38% 1.21%

Exp Ratio (Gross)

0.67%

Exp Ratio (Net)

0.67%

Bond
Fixed Income Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 1.38% 2.57% 3.53% 2.55% 2.59% N/A1
Underlying Fund:
Fidelity Total Bond Fund
1.50% 2.81% 4.13% 3.16% 3.19% 5.06%
Benchmark:
BC U.S. Agg Bond Index
1.49% 2.38% 1.58% 2.53% 2.24% 4.46%

Exp Ratio (Gross)

0.45%

Exp Ratio (Net)

0.45%

Fixed Income Access Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 1.46% 3.05% 2.77% N/A2 N/A2 N/A2
Underlying Fund:
PIMCO Total Return Fund
1.66% 3.32% 3.41% 2.66% 2.83% 5.91%
Benchmark:
BC U.S. Agg Bond Index
1.49% 2.38% 1.58% 2.53% 2.24% 4.46%

Exp Ratio (Gross)

0.47%

Exp Ratio (Net)

0.46%

Short-Term
Fixed Income Access
Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 0.63% 1.05% 1.26% N/A2 N/A2 N/A2
Underlying Fund:
T. Rowe Price Short-Term Bond Fund
0.68% 1.16% 1.75% N/A N/A N/A
Benchmark:
BC U.S. 1-3 Year
Government/Credit Bond Index
0.40% 0.76% 0.99% 0.95% 0.96% 2.35%

Exp Ratio (Gross)

0.36%

Exp Ratio (Net)

0.36%

Money Market
Money Market Cumulative Average Annual
3 Mth YTD 1 Yr 3 Yr 5 Yr 10 Yr
Pool 0.00% 0.00% 0.00% 0.02% 0.01% 0.55%
Underlying Fund:
Fidelity Investments Money Market Government Fund
0.16% 0.23% 0.42% 0.18% 0.11% 0.63%
Benchmark:
BC U.S. 3-Mth Treas Bwthr Index
0.13% 0.22% 0.46% 0.22% 0.17% 0.65%

Exp Ratio (Gross)

0.18%

Exp Ratio (Net)

0.14%

1 Pool created 07/01/2011, therefore historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.

2 Pool created 07/01/2015, therefore historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.

The gross expense ratio displayed is publicly available information as of 5/31/2017 and reflects the underlying mutual fund investment(s) of the pool's total annual fund or class operating expenses (before waivers or reimbursements) paid by the fund and stated as a percent of the fund's total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include the Fidelity Charitable annual administrative fee as described in the Program Circular.

The net expense ratio displayed is publicly available information as of 5/31/2017 and reflects the underlying mutual fund investment(s) of the pool's total annual operating expense from the fund's most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund's registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund's board of trustees during the one-year period, unless other wise noted. The net expense ratio does not include the Fidelity Charitable annual administrative fee as described in the Program Circular.

Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted.

Performance information for benchmarks reflect the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. Current benchmark detail follows. View historical benchmark details.

N/A appears for the benchmarks for which there is no applicable comparison for the time period stated.

Benchmarks are not adjusted for fees.

You cannot invest directly in an index/benchmark.

With respect to the Money Market pool, Fidelity Charitable and Fidelity may occasionally choose to waive a portion of certain fees. Any such waiver is reflected in the featured results. The pool is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the pool's underlying money market fund seeks to preserve a $1.00 per share price, it is possible for this pool to lose money.

Average annual returns are calculated as a steady compounded rate of return over the period of time indicated.

Pool holdings are subject to change.

Money Market Pool Composite Benchmark - Effective April 1, 2007 the Barclays Capital 3 Month Treas Bellwthr replaced the Barclays Capital 1 Month T-Bill Index.

Fidelity Total Market Index Fund - Advantage Class: Initial offering of this share classes took place on October 17, 2005. Returns prior to that date are those of the Investor Class and reflect the Investor Class' expense ratio. Had the Fidelity Advantage Class' expense ratio been reflected, total returns would have been higher.

The U.S. Equity, International Equity, and Fixed Income Pools were established on July 1, 2011. The Total Market Index Pool was established on January 3, 2005. The International Index Pool was established on August 31, 2007. The U.S. Bond Index Pool was established on June 25, 2009. The Money Market Pool was established on May 31, 1994. The U.S. Equity Access, International Equity Access, Fixed Income Access, Short Term Fixed Income Access, and Impact Investing Pools were established on July 1, 2015.

The value of the pool's investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies, and general market and economic conditions. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets.

3Pool created 07/01/2011, therefore historic performance is not available for earlier periods.  Pool is 100% invested in the underlying mutual fund displayed beneath the pool.  Pool returns for time periods before 05/19/2017 are that of Fidelity Total International Equity Fund which was benchmarked  against the MCSI All Country World Ex-US (Net MA) Index, and of the Fidelity Overseas Fund thereafter.  Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.

* Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelty.com are provided to you pursuant to Fidelity Charitable's agreement with Fidelity Investments.

Important Performance & Legal Information