The Giving Account

America’s most popular donor-advised fund

How it works

Like a charitable investment account, the Giving Account lets you dedicate funds for charitable giving. You can fund the Giving Account with a variety of assets, invest what you contribute and recommend grants to virtually any IRS-qualified charity. It’s a smarter way to give!


Make contributions of cash, stocks, and more to Fidelity Charitable and qualify for a tax-deduction


initial contribution

No minimum

for additional contributions

Giving Account investment selection


With each contribution, specify your investment preference to potentially grow your Giving Account balance, tax-free


investment options


up to 5x per month

$10.8B charitable dollars

created through our investment growth


Recommend grants from your Giving Account to support your favorite charities now,
or over time


grant minimum

Recommend grants

online or through the iOS app

recommend grants to a variety of charities

Low cost

The Giving Account has one of the lowest annual fees and initial minimum contributions of any donor-advised fund program. With fees typically only 1% of the Giving Account balance, we make giving more cost effective than giving through a credit card or private foundation, so more money goes to the causes you care about.


initial donation

You can open a Giving Account with as little as $5,000. You don't have to maintain a minimum balance, and you can start supporting charities right away.

$100 or 0.6%*

administrative fee

This administrative fee is based on your Giving Account balance and covers our costs, like processing transactions and providing donor support. The more in your Giving Account, the lower the percentage.

*whichever is greater

0.015% to 0.97%

investment fees

These are the mutual fund fees based on how your donation is invested, just like any other account that has the potential to grow.

Get the details

Think beyond cash

We make it easy to turn your portfolio into a life-changing gift. By donating long-term appreciated securities versus cash, you’ll minimize any capital gains—enabling you to increase your charitable donation and tax deduction.

Grow your giving

Choose from a wide range of investment options to recommend an investment strategy that aligns with your goals and giving time horizons.

Support everything from your alma mater to your church

The Giving Account lets you support virtually any 501(c)(3) public charity. That should include all the charities you support today, with only a few exceptions.

“Our Giving Account has made us more conscious about where we want to focus our support, and at what level. This enables us to have a more reasoned, thoughtful approach to giving. And I like that.”

– Stephen Sternheimer

About Fidelity Charitable

Fidelity Charitable is an independent 501(c)3 public charity and the largest sponsor of donor-advised funds in America. 

Our mission is to grow the American tradition of philanthropy by providing programs that make giving accessible, simple, and effective. Since 1991, we’ve helped nearly a quarter million donors, like you, support more than 300,000 charities with the Giving Account.

Ready to get started?

Establishing your Giving Account is easy and only takes 5 minutes.

All you need is your Social Security number and, when you're ready, a $5,000 minimum donation.

Or call us at 1-800-262-6039