Index & Single Asset Class Pools1

These investment pools are for donors who want to build a custom strategy combining pools with specific investment objectives for Giving Account balances.2

Index & Single Asset Allocation Pools Risk Tolerance Spectrum

Index Pools

The Index Pools are for donors looking for a lower cost investment option for their charitable assets. The pools track to an index by purchasing most or all of the securities contained in a specific index with the intention of delivering the same performance as that index. There are three different types of index pools — domestic stock, foreign stock, and bond — each of which offers different levels of risk.

Total Market Index Pool

Underlying fund: Fidelity Total Market Index Fund

Objective: Seeks to provide investment results that correspond to the total return of a broad range of U.S. stocks.

Strategy: Normally invests at least 80% of assets in common stocks included in the Dow Jones U.S. Total Stock Market IndexSM, which represents the performance of a broad range of U.S. stocks.

Total Market Index asset distribution in pie chart

International Index Pool

Underlying fund: Fidelity International Index Fund

Objective: Seeks to provide investment results that correspond to the total return of foreign stock markets.

Strategy: Normally invests at least 80% of assets in common stocks included in the MSCI EAFE Index, which represents the performance of foreign stock markets.

International Index asset distribution in pie chart

U.S. Bond Index Pool

Underlying fund: Fidelity U.S. Bond Index Fund

Objective: Seeks to provide investment results that correspond to the aggregate price and interest performance of the debt securities in the Barclays Capital U.S. Aggregate Bond Index.

Strategy: Normally invests at least 80% of assets in bonds included in the Barclays Capital U.S. Aggregate Bond Index.

U.S. Bonds Index asset distribution in pie chart

Single Asset Class Pools

The Single Asset Class Pools are for donors looking for active portfolio management with exposure in a single asset class, or who wish to build a custom strategy combining pools with specific investment objectives, for Giving Account balances.

U.S. Equity Pool

Underlying fund: Fidelity Stock Selector All Cap Fund

Objective: Seeks capital growth.

Strategy: Normally invests at least 80% of assets in either "growth" or "value" stocks or both. Normally invests primarily in common stocks.

U.S. Equity asset distribution in pie chart

U.S. Equity Access Pool

Underlying fund: JPMorgan U.S. Equity Fund

Objective: Seeks to provide high total return from a portfolio of selected equity securities.

Strategy: Primarily invests in common stocks of large- and medium-capitalization U.S. companies, but may invest up to 20% of assets in common stocks of foreign companies, including depositary receipts.

U.S. Equity Access asset distribution in pie chart

International Equity Pool

Underlying fund: Fidelity Overseas Fund

Objective: Seeks long-term growth of capital.

Strategy: Normally invests at least 80% of assets in non-U.S. securities.  Normally invests primarily in common stocks.

International Equity asset distribution in pie chart

International Equity Access Pool

Underlying fund: T. Rowe Price Overseas Stock Fund

Objective: Seeks long-term growth of capital through investments in the common stocks of non-U.S. companies.

Strategy: Invests outside the U.S. broadly among developed, and to a lesser extent, emerging countries throughout the world. Normally invests at least 80% in non-U.S. stocks and at least 65% in stocks of large-cap companies.

International Access asset distribution in pie chart

Fixed Income Pool

Underlying fund: Fidelity Total Bond Fund

Objective: Seeks a high level of current income.

Strategy: Normally invests at least 80% of assets in debt securities of all types and repurchase agreements for those securities. Invests up to 20% of assets in high yield and emerging market debt securities.

U.S. Bonds Index asset distribution in pie chart

Fixed Income Access Pool

Underlying fund: PIMCO Total Return Fund

Objective: Seeks maximum total return, consistent with preservation of capital and prudent investment management.

Strategy: Normally invests at least 65% of its total assets in a diversified portfolio of Fixed Income Instruments of varying maturities. It invests primarily in investment-grade debt securities, but may invest up to 10% of its total assets in high yield securities.

Fixed Income Access asset distribution in pie chart

Short-Term Fixed Income Access

Underlying fund: T. Rowe Price Short Term Bond Fund

Objective: Seeks a high level of income consistent with minimal fluctuation in principal value and liquidity.

Strategy: Normally invests in a diversified portfolio of short- and intermediate-term investment-grade securities. May also invest in money market securities, bank obligations, collateralized mortgage obligations, and foreign securities. The fund will invest at least 80% of its net assets in bonds.

Short Term Fixed Income asset distribution in pie chart

Money Market Pool

Underlying fund: Fidelity Investments Money Market Government Fund

Objective: Seeks to obtain as high a level of current income as is consistent with the preservation of principal and liquidity within the limitations prescribed for the underlying Fidelity Investments Money Market Government Fund.

Strategy: Normally invests at least 99.5% in cash, U.S. Government securities and/or repurchase agreements that are fully collateralized (i.e. collateralized by cash or government securities).

Money Market asset distribution in pie chart

1 Generally, among asset classes, stocks are more volatile than bonds or short-term instruments. In general, the bond market is volatile, bond prices rise when interest rates fall, and vice versa. This effect is usually pronounced for longer-term securities. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. Foreign investments involve greater risk than U.S. investments, as they depend upon currency values, political and regulatory environments, and overall market and economic factors of other countries. Money market investment yields can fall sharply in a relatively short period of time. Short-term yields have been much more volatile than long-term rates over time. Returns may not keep up with inflation, leading to purchasing power erosion for the investor.

2 The underlying mutual funds of these investment pools are subject to varying fees and expenses, which may change, and which affect the daily net asset values of the mutual funds within the pools. These funds may pay all or a portion of these fees and expenses (not in addition to that fund's fees and expenses reflected in its NAV) to Fidelity Management & Research Company and its affiliates for services and expenses relating to fund management, administration, distribution or other expenses. Additional information regarding the underlying mutual funds, including fees and expenses, is available in each underlying fund's prospectus.