Asset Allocation Pools
Average Annual Total Returns as of 3/31/2012
Aggressive Growth Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Aggressive Growth Pool | 11.72% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 85% |
11.86% | 0.54% | 21.94% | 1.85% | 3.78% |
| Benchmark: S&P 500 Index | 12.59% | 8.54% | 23.42% | 2.01% | 4.12% |
| Benchmark: Composite | 10.46% | 4.25% | 19.75% | 1.84% | 4.11% |
Expense Ratio
0.80%2
Growth Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Growth Pool | 9.83% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 70% |
9.97% | 1.86% | 20.32% | 2.52% | 3.88% |
| Benchmark: S&P 500 Index | 12.59% | 8.54% | 23.42% | 2.01% | 4.12% |
| Benchmark: Composite | 8.60% | 4.60% | 17.05% | 2.55% | 4.35% |
Expense Ratio
0.76%2
Moderate Growth Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Moderate Growth Pool | 8.52% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 60% |
8.62% | 2.60% | 18.77% | N/A | N/A |
| Benchmark: S&P 500 Index | 12.59% | 8.54% | 23.42% | N/A | N/A |
| Benchmark: Composite | 7.39% | 5.09% | 15.66% | N/A | N/A |
Expense Ratio
0.80%2
Balanced Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Balanced Pool | 7.09% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 50% |
7.26% | 3.35% | 17.52% | 3.54% | 4.52% |
| Benchmark: S&P 500 Index | 12.59% | 8.54% | 23.42% | 2.01% | 4.12% |
| Benchmark: Composite | 6.17% | 5.16% | 13.66% | 3.48% | 4.65% |
Expense Ratio
0.69%2
Moderate Income Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Moderate Income Pool | 6.09% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 40% |
6.22% | 4.01% | 15.52% | N/A | N/A |
| Benchmark: BC U.S. Aggregate | 0.30% | 7.71% | 6.83% | N/A | N/A |
| Benchmark: Composite | 4.96% | 5.19% | 11.87% | N/A | N/A |
Expense Ratio
0.63%2
Income Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Income Pool | 4.63% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 30% |
4.79% | 4.27% | 13.70% | N/A | N/A |
| Benchmark: BC U.S. Aggregate | 0.30% | 7.71% | 6.83% | N/A | N/A |
| Benchmark: Composite | 3.76% | 5.19% | 9.87% | N/A | N/A |
Expense Ratio
0.60%2
Conservative Income Pool
| 1st Qtr | 1 Year | 3 Year | 5 Year | 10 Year | |
| Conservative Income Pool | 3.31% | N/A1 | N/A1 | N/A1 | N/A1 |
| Underlying Fund: Fidelity Asset Manager 20% |
3.42% | 4.34% | 11.40% | 4.10% | 5.49% |
| Benchmark: BC U.S. Aggregate | 0.30% | 7.71% | 6.83% | 6.25% | 5.80% |
| Benchmark: Composite | 2.55% | 4.77% | 7.72% | 3.97% | 4.41% |
Expense Ratio
0.54%2
1 Pool created 07/01/2011, therefore historic performance is not available for earlier periods. Pool is 100% invested in the underlying mutual fund displayed beneath the pool. Pool results will include a Fidelity Charitable annual administrative fee as described in the Program Circular, and will therefore differ from the results of the underlying mutual fund.
2 The expense ratio is as of 3/31/2012 and reflects the annual operating and management expenses of the underlying mutual fund investment(s) of the pool. The expense ratio does not include the Fidelity Charitable annual administrative fee as described in the Program Circular.
Fidelity Charitable has contracted with Fidelity Investments to perform advisory services, and this information is provided to you pursuant to such agreement.
Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted.
Performance information for benchmarks reflect the benchmark in effect during the stated period. Benchmarks have changed during the life of the pools. Current benchmark detail follows. View historical benchmark details.
N/A appears for the benchmarks for which there is no applicable comparison for the time period stated.
Benchmarks are not adjusted for fees.
You cannot invest directly in an index/benchmark.
Each Asset Allocation Pool composite benchmark is a hypothetical combination of unmanaged indices. Each composite index combines the total returns of the Dow Jones U.S. Total Stock Market Index, the Barclays Capital U.S. Aggregate Bond Index, the MSCI EAFE Index (Europe, Australasia, Far East) and the Barclays Capital U.S. 3 Month Treasury Bill Index, weighted according to the specific fund's neutral mix. Effective October 1, 2009, the MSCI EAFE Index was added in conjunction with an increase to the fund's target exposure to international equity.
Average annual returns are calculated as a steady compounded rate of return over the period of time indicated.
Pool holdings are subject to change.
The Asset Allocation Pools of Aggressive Growth, Growth, Moderate Growth, Balanced, Moderate Income, Income, and Conservative Income were established on July 1, 2011.
The value of the pool's investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies, and general market and economic conditions. In general the bond market is volatile, and fixed income securities carry interest rate risk. (As interest rates rise, bond prices usually fall, and vice versa. This effect is usually more pronounced for longer-term securities.) Fixed income securities also carry inflation risk and credit and default risks for both issuers and counterparties. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets.